Effective Date: March 3, 2026
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING ANY PRODUCTS OR SERVICES.
By accessing OptionsIncomeAcademy.com (the "Website") or purchasing any products or services from Options Income Academy ("Company," "we," "our," or "us"), you agree to be legally bound by these Terms and Conditions ("Agreement"). If you do not agree, you must discontinue use of the Website and Services immediately.
These Terms incorporate by reference our Privacy Policy, which is available at OptionsIncomeAcademy.com. This Agreement represents the entire understanding between you and Options Income Academy with respect to your use of the Website and Services.
1. Acceptance of Terms
By accessing or using the Website, subscribing to our newsletter, purchasing a course pack, enrolling in an alert service, or otherwise engaging with any of our products or Services, you represent and warrant that:
- You are at least 18 years of age
- You have the legal authority to enter into this Agreement
- You have read, understood, and agree to be bound by these Terms and Conditions
We may update these Terms at any time. Material changes will be reflected by an updated Effective Date. Your continued use of the Website or Services after any update constitutes acceptance of the modified Terms.
2. Educational and Informational Purpose Only
IMPORTANT DISCLAIMER: Options Income Academy provides educational content only.
All content, courses, alert services, newsletters, YouTube videos, emails, webinars, written materials, and other communications provided by Options Income Academy (collectively, the "Services") are for educational and informational purposes only. They are intended to help you learn options trading concepts, strategies, and techniques as a self-help educational resource.
Nothing on this Website or in any of our Services constitutes, or should be construed as, investment advice, financial advice, trading advice, or any recommendation to buy or sell any specific security, options contract, or other financial instrument.
You should always conduct your own research and consult with a qualified licensed financial advisor, investment advisor, or other professional before making any investment or trading decisions.
3. Not a Registered Investment Advisor
Options Income Academy and its owner, Steve Ganz, are NOT registered investment advisors, broker-dealers, or financial planners. We do not hold ourselves out as such, and nothing in our Services should be interpreted as such.
Our trade alerts, strategy demonstrations, and course content are shared for educational illustration purposes only. They are examples of how the Flyagonal and related strategies may be applied, and are not personalized recommendations for your financial situation.
4. Risk Disclosure
Options trading involves substantial risk of loss and is not suitable for all investors.
By accessing our Services, you acknowledge and understand the following:
- Options are leveraged instruments and can result in the loss of your entire investment
- Past performance of any strategy, trade alert, or example shown in our content is not indicative of future results
- The Flyagonal strategy and all other strategies taught in our courses carry real financial risk
- Even strategies with "defined risk" can result in the maximum loss being reached
- Market conditions can change rapidly, and no strategy guarantees profitability
- You may lose more than you initially invest in certain options strategies
- You are solely responsible for any trading decisions you make. Options Income Academy and its affiliates, employees, instructors, and agents are not responsible or liable for any losses you incur as a result of applying or attempting to apply any content, strategy, or alert from our Services.
5. No Guarantees of Profit
No promise, guarantee, or representation of any specific profit, return, or trading outcome has been made to you by Options Income Academy or any of its representatives.
Testimonials displayed on our Website represent the experiences of individual members and are not guarantees that you will achieve the same or similar results. Individual results will vary based on many factors including, but not limited to, account size, risk tolerance, market conditions, personal trading discipline, and the accuracy of strategy execution.
6. Membership, Products, and Services
A. Course Packs
Options Income Academy offers course packs including the Flyagonal Strategy Pack and Flyagonal Focus Pack. These products provide access to pre-recorded video courses, educational materials, and other digital content as described on the relevant product pages at the time of purchase.
B. Alert Services
Alert services provide trade alerts and educational commentary on live or hypothetical trades placed by Steve Ganz. These alerts are shared for educational purposes and are not personalized trading recommendations. You are solely responsible for any trading decisions you make based on alerts received.
C. Option Traders Assistant
Access to the AI-powered Option Traders Assistant is provided as described in the applicable product. This tool is for educational use only and should not be relied upon as financial advice.
D. Inner Circle
The Inner Circle is a waitlist-only private program. Admission is at the sole discretion of Options Income Academy. Acceptance into the waitlist does not guarantee acceptance into the program.
E. Newsletter
The Options Trader Newsletter is a free educational email publication. Subscription does not create any contractual obligation on the part of Options Income Academy to continue publishing the newsletter indefinitely.
7. Payment, Refunds, and Cancellations
All purchases are subject to the pricing and payment terms displayed at the time of purchase. We accept payment via the methods displayed on our checkout pages, which are processed through secure third-party payment processors.
Due to the immediate digital nature of our products and the access granted upon purchase, all sales are generally final. We evaluate refund requests on a case-by-case basis. If you have a concern about a purchase, please contact us at the information provided on our Website.
Subscription-based services may be cancelled at any time. Cancellation will take effect at the end of the current billing period. No partial refunds are provided for unused portions of a subscription period unless otherwise required by law.
8. Intellectual Property
All content available on the Website and within our Services, including but not limited to course videos, written materials, trade alert content, graphics, logos, the "Flyagonal" name and methodology, and the Options Income Academy brand, are the proprietary intellectual property of Options Income Academy and are protected by applicable copyright, trademark, and intellectual property laws.
Upon purchase of a product, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use that content for your own personal, non-commercial use only. This license does not include the right to:
- Copy, reproduce, or redistribute any course content or materials
- Share your account login credentials with any other person
- Sell, sublicense, or commercially exploit any portion of our Services
- Create derivative works based on our proprietary content or methodology
- Screen-record or otherwise capture course content for redistribution
- Unauthorized use of our intellectual property will be pursued to the fullest extent permitted by law.
9. User Conduct
As a condition of accessing our Website and Services, you agree not to:
- Misrepresent yourself or your affiliation with any person or entity
- Upload or transmit malicious code, viruses, or harmful content
- Attempt to gain unauthorized access to any portion of our Website or member platform
- Engage in any conduct that disrupts or interferes with the Services
- Use our Services for any unlawful purposeHarass, defame, or harm other members of our communityWe reserve the right to terminate your access to our Services without refund if you violate these conduct standards.
10. Disclaimer of Warranties
THE WEBSITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
Options Income Academy expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any information provided in our Services is accurate, complete, reliable, or current.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPTIONS INCOME ACADEMY, ITS OWNER, EMPLOYEES, AFFILIATES, INSTRUCTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THE WEBSITE OR SERVICES, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, LOSS OF DATA, LOSS OF PROFITS, OR DAMAGE TO GOODWILL.
This limitation applies regardless of whether such damages arise from contract, tort, negligence, or any other legal theory, and even if Options Income Academy has been advised of the possibility of such damages.
12. Indemnification
You agree to indemnify, defend, and hold harmless Options Income Academy and its owner, employees, affiliates, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Website or Services; (b) your violation of these Terms; (c) any trading decisions you make based on content from our Services; or (d) your infringement of any intellectual property or other rights of any third party.
13. Governing Law and Dispute Resolution
This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles.
Any dispute arising from or relating to this Agreement or your use of our Services shall first be attempted to be resolved through informal negotiation. If informal resolution fails, disputes shall be resolved through binding individual arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.
Nothing in this section shall prevent either party from seeking injunctive or other equitable relief in a court of competent jurisdiction for matters involving intellectual property infringement or unauthorized use.
14. Termination
We reserve the right to suspend or terminate your access to our Website and Services at any time, with or without notice, for any reason, including but not limited to a violation of these Terms. Upon termination, your right to access any purchased content may be revoked at our discretion.
15. Third-Party Links and Services
Our Website may contain links to third-party websites, platforms, tools, or resources, including brokerage platforms and trading tools. These links are provided for your convenience and educational reference only. Options Income Academy does not endorse or assume responsibility for any third-party content, products, or services. Your use of any third-party site is subject to that site's own terms and policies.
16. Severability
If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of this Agreement will remain in full force and effect.
17. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Options Income Academy with respect to the subject matter herein and supersede all prior agreements, representations, and understandings.
18. Contact Information
If you have any questions about these Terms and Conditions, please contact us through the Website:
Options Income Academy
Website: OptionsIncomeAcademy.com
Please use the contact form available on our Website for all inquiries.
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